Hágase estas preguntas importantes antes de comprar una casa

A home is one of the biggest purchases you?ll make in your lifetime. It?s not a decision you should step into lightly. In fact, there are many things you should consider before buying a home. Where do you want to live? How big of a home do you need? What amenities would make you happy? But you need to dig a little deeper before you hand over that down payment. These are the questions you should also be asking yourself before buying a home in today?s market.

¿Cuáles son mis razones para querer comprar una casa ahora mismo?

First things first – why do you want to buy a home right now? You?ve no doubt seen the frenzy in today?s real estate market. Maybe you want to get in on the action. Maybe you?re worried you?ll miss out if you don?t. You should take time to understand what your motivation is for buying a home so you?ll know if now is the right time. Many homebuyers today need more space, want to be part of a community, or are even looking to increase their financial stability. When you know why you want to buy and what you?re looking for, you?ll have greater confidence when househunting and it will make your search easier.

¿Está la compra de una casa en mi presupuesto?

Secondly — do you have the money to buy a home? Homeownership is a dream for many, but you need to be in the right financial position to make that dream a reality. If you have a consistent income, have money saved for a depósitoy tener un buen puntaje crediticio, then you?re in good shape. Find out cuanta casa puedes pagar antes de comenzar su búsqueda y ceñirse a ese presupuesto.

¿Calificaré para una buena tasa de interés?

Interest rates have hit historic lows because of the pandemic. But they won?t stay there forever. And not everyone qualifies for the lowest rate. The lower your interest rates, the lower your monthly payments will be. Be sure to get a copy of your reporte de crédito and check it for errors. If you?re not happy with your score, then tomar medidas para aumentarlo over the next few months. Once you?re ready to find a mortgage, comprando por ahí. You?ll get different rates and fees from different lenders, so it pays to do your research.

¿Seguirán subiendo los precios de las viviendas?

Los precios de las viviendas han aumentado de manera constante durante la pandemia. Muchos compradores están buscando una casa nueva y el inventario sigue siendo bajo. Junto con las bajas tasas de interés, esto ha hecho subir los precios. Los expertos predicen that home prices will continue to rise for the next five years. If you?re ready to buy a home, then now may be the best time.

¿Con quién debo trabajar?

When you?re buying a home, it helps to have an expert on your side. That?s why you can trust the pros at Agente inc. Contáctenos hoy en 949-791-8160 o [email protected]. Let?s open your world to new possibilities!