买房前问自己这些重要问题

A home is one of the biggest purchases you?ll make in your lifetime. It?s not a decision you should step into lightly. In fact, there are many things you should consider before buying a home. Where do you want to live? How big of a home do you need? What amenities would make you happy? But you need to dig a little deeper before you hand over that down payment. These are the questions you should also be asking yourself before buying a home in today?s market.

我现在想买房的原因是什么？

First things first – why do you want to buy a home right now? You?ve no doubt seen the frenzy in today?s real estate market. Maybe you want to get in on the action. Maybe you?re worried you?ll miss out if you don?t. You should take time to understand what your motivation is for buying a home so you?ll know if now is the right time. Many homebuyers today need more space, want to be part of a community, or are even looking to increase their financial stability. When you know why you want to buy and what you?re looking for, you?ll have greater confidence when househunting and it will make your search easier.

买房是否在我的预算之内？

Secondly — do you have the money to buy a home? Homeownership is a dream for many, but you need to be in the right financial position to make that dream a reality. If you have a consistent income, have money saved for a 首付，并且有一个 良好的信用评分， then you?re in good shape. Find out 你能买得起多少房子 在您开始搜索并坚持该预算之前。

我有资格获得良好的利率吗？

Interest rates have hit historic lows because of the pandemic. But they won?t stay there forever. And not everyone qualifies for the lowest rate. The lower your interest rates, the lower your monthly payments will be. Be sure to get a copy of your 信用报告 and check it for errors. If you?re not happy with your score, then 采取措施增加它 over the next few months. Once you?re ready to find a mortgage, 货比三家. You?ll get different rates and fees from different lenders, so it pays to do your research.

房价还会继续上涨吗？

大流行期间，房价稳步上涨。许多买家正在市场上购买新房，而库存仍然很低。再加上低利率，这推高了价格。 专家预测 that home prices will continue to rise for the next five years. If you?re ready to buy a home, then now may be the best time.

我应该与谁合作？

When you?re buying a home, it helps to have an expert on your side. That?s why you can trust the pros at 代理公司.今天联系我们 949-791-8160 要么 [email protected]. Let?s open your world to new possibilities!