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این سوالات مهم را قبل از خرید خانه از خود بپرسید

A home is one of the biggest purchases you?ll make in your lifetime. It?s not a decision you should step into lightly. In fact, there are many things you should consider before buying a home. Where do you want to live? How big of a home do you need? What amenities would make you happy? But you need to dig a little deeper before you hand over that down payment. These are the questions you should also be asking yourself before buying a home in today?s market.

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First things first – why do you want to buy a home right now? You?ve no doubt seen the frenzy in today?s real estate market. Maybe you want to get in on the action. Maybe you?re worried you?ll miss out if you don?t. You should take time to understand what your motivation is for buying a home so you?ll know if now is the right time. Many homebuyers today need more space, want to be part of a community, or are even looking to increase their financial stability. When you know why you want to buy and what you?re looking for, you?ll have greater confidence when househunting and it will make your search easier.

آیا خرید خانه در بودجه من است؟

Secondly — do you have the money to buy a home? Homeownership is a dream for many, but you need to be in the right financial position to make that dream a reality. If you have a consistent income, have money saved for a پیش پرداخت، و دارای یک نمره اعتباری خوب ، then you?re in good shape. Find out چقدر می توانید خانه تهیه کنید قبل از شروع جستجو و پایبندی به آن بودجه.

آیا واجد شرایط بهره خوب هستم؟

Interest rates have hit historic lows because of the pandemic. But they won?t stay there forever. And not everyone qualifies for the lowest rate. The lower your interest rates, the lower your monthly payments will be. Be sure to get a copy of your گزارش اعتبار and check it for errors. If you?re not happy with your score, then برای افزایش آن گام بردارید over the next few months. Once you?re ready to find a mortgage, خرید در اطراف. You?ll get different rates and fees from different lenders, so it pays to do your research.

آیا قیمت مسکن همچنان رو به افزایش است؟

قیمت مسکن در طول همه گیری همه گیر افزایش یافته است. بسیاری از خریداران برای خرید خانه جدید در بازار هستند و موجودی آنها کم است. همراه با نرخ بهره پایین ، این باعث افزایش قیمت ها شده است. کارشناسان پیش بینی می کنند that home prices will continue to rise for the next five years. If you?re ready to buy a home, then now may be the best time.

با چه کسی باید کار کنم؟

When you?re buying a home, it helps to have an expert on your side. That?s why you can trust the pros at نماینده شرکتبه امروز با ما تماس بگیرید در 949-791-8160 یا [email protected]. Let?s open your world to new possibilities!

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