所有第二次购房者应该知道什么

Since you?re already a homeowner, you?re an expert on buying a house, right? Yes, we all know that isn?t true — which is why it?s so surprising that there?s a real lack of information out there for second-time homebuyers. While buying a home for the first time can be a stressful experience, it can be even more so when you do it the second time. Not only do you have to worry about the closing process on your new home, but you also have to figure out what to do with your current one. If you?re getting ready to shop around for your next home, then here is some great advice to help you through the process.

了解您当前的需求

大流行改变了我们中许多人的住房。突然之间，它们已成为我们宇宙的中心。我们不仅将非工作时间花在家里，而且现在我们许多人都将自己的房屋用作办公室和学校。正如在购买第一套房子时评估需求很重要一样，在购买第二套房子时也应重新评估需求。需要更多房间吗？户外生活空间更重要吗？郊区叫你的名字吗？ 做一个列表 满足您的需求和需求，因此您可以针对符合这些条件的房屋进行搜索。

考虑未来

We know it?s hard to think about the future when our current needs are so pressing. But the future will come whether we like it or not. Even if you think you may live in your second home for a long time, you should still consider its 转售价值。购房是巨大的投资和财富积累的机会。通过购买可能对潜在买家有利的物业来为自己的财务成功做好准备。

了解您的融资选择

Financing your second home is definitely one of the biggest things you?ll need to contend with. First of all, decide how you?ll make your down payment. Some second-time homebuyers rely on the sale of their current home to make that payment. But if you?re not selling at the same time that you?re buying, you?ll need to come up with another plan. Try to have at least 20 percent of the purchase price saved so that you can avoid paying PMI（私人抵押贷款保险）。其次，您还应该注意 FHA贷款 符合要求的第二次购房者可以使用。

制定策略处理当前的房屋

This is also a biggie for second-time buyers — what will you do with the home you currently live in? Will you try to sell it at the same time? Will you hold off until you?re purchase is complete? Or will you hang onto the property to use it as a 长期或短期租金？有很多事情要考虑，包括您是否可以每月承担两次抵押贷款。 

与专家一起工作

最后，我们可以提供的最佳建议是在购买第二套房时与专业人士合作。的 Agent Inc.的专家 与许多第二次购房者合作，可以帮助您更轻松地浏览流程。立即与我们联系 949-791-8160 要么 [email protected]. Let?s open your world to new possibilities — together!