What Does It Mean When a Home is ?Under Contract??

You?ve been searching listing after listing and have finally found the perfect house. It matches everything on your list and you?re excited to schedule a showing — except the listing says the home is currently ?under contract?. But what does ?under contract? mean and does it suggest that you can?t buy this house? Let?s answer some frequently asked questions about this common term and how it affects your home search.

Was bedeutet unter Vertrag?

When a listing says that a home is under contract, it means that a buyer has made an offer on a property that the seller has accepted. But it?s important to remember that when a home is under contract it stills means that there are certain contingencies that must be met in order for the sale to close. These contingencies could include:

• Eventualverbindlichkeiten finanzieren — the buyer must be able to secure and close on a home loan.
• Kontingenz der Hausinspektion — the home must be inspected, which could uncover issues that may affect the closing.
• Bewertungskontingenz — the home must be appraised, and if the appraised value is lower than the sales price, it could derail the closing.
• Hausverkauf Kontingenz — some buyers include a contingency that stipulates they must sell their current home before they buy this home.

Wenn ein Haus unter Vertrag steht, ist es vom Markt?

If a home is listed as under contract in the listing, then it is generally considered to be off the market. But it?s important to understand that in this arrangement a buyer has a bestimmte Zeit um zum Schlusstisch zu gelangen. Sie müssen die Finanzierung sicherstellen und andere Fristen einhalten. Möglicherweise enthält der Vertrag eine Klausel, die besagt, dass sie eine gewisse Zeit zum Abschluss haben.

Kann der Deal scheitern?

Während die Chancen eines Hauses aus dem Vertrag fallen are low, that doesn?t mean it can?t happen. A buyer may not end up qualifying for a mortgage to purchase the home. The home may have appraised for less than the purchase price. There are a number of reasons that the sale might not be finalized.

What does ?sale pending? mean?

Instead of seeing ?under contract? you may see that a home is listed as sale pending. While these terms are frequently used interchangeably, sale pending usually means that the sale is nearly complete. The contingencies have been removed and the home is almost ready to close. If you find a home that says sale pending, then you should look for another place.

Kann ich ein Backup-Angebot machen?

Wenn Sie ein Haus wirklich lieben, das als unter Vertrag aufgeführt ist, dann können Sie immer noch ein machen Backup-Angebot on it. This puts you at the top of the list should the current offer fall through. The downside of putting in a backup offer is that you?re spending time writing up a proposal for a house you might not get, taking time away from your home search. If the sale should fall through, then it?s important that you understand why. You want to avoid any potential issues or pitfalls that could be major problems down the line.

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